Selected Research Output:
Lee, S.H., Loke Y.J., and Andrew K.G.Tan. (2013). The demand for E-payment in Malaysia: An examination of usage intensity. Margin: Journal of Applied Economics Research, 7(4): 371-389.
Loke Y.J., Lai Y.W., Yen S.H., and Andrew K.G.Tan. (2013). Do businesses exhibit payment preferences as payors? Malaysian Journal of Economic Studies, 50(1): 37-52.
Loke Y.J., Steven T. Yen and Andrew K.G.Tan. (2013). Credit card ownership and debt status in Malaysia. Singapore Economic Review, 58(3).
Chen, Q., and Loke Y.J. (2012). Beyond State-Owned Banks: Evidence from Shanghai Bank Customers. Journal of Financial Services Marketing. Vol. 17:19-30
Loke, Y.J, Steven, T. Yen and Andrew K.G.Tan. (2011). Credit Card Averters and Amassers: Evidence from Malaysia. Asian Economic Journal, Vol. 25:397-412.
Andrew K.G. Tan, Steven, T. Yen and Loke Y. J. (2011). Credit Card Holders, Convenience Users and Revolvers: A Tobit Model with Binary Selection and Ordinal Treatment. Journal of Applied Economics. Vol. 14: 225-255.
Loke, Y.J. (2008). Merchants and Credit Cards: Determinants, Perceptions and Current Practice- A case of Malaysia. Journal of Financial Services Marketing. Vol.13:121-134.
Loke, Y.J. (2007). Determinants of Merchant's Participation in Credit Cards Payments Scheme. Review of Network Economics. Vol. 6: 474-494.
Guariglia, A., and Loke, Y.J. (2004). What Determines the Value and Volume of Non-Cash Transactions? Evidence from a Panel of European and North American Countries. Applied Economics, Vol. 36: 291-304.
Markose, S.M., and Loke, Y.J. (2003). Network Effects of Cash-Card Substitution and Low Interest Rate Regime. The Economic Journal. Vol.115: 456-476.
Markose, S.M., and Loke, Y.J. (2002). Can Cash Hold Its Own? International Comparisons: Theory and Evidence. University of Essex Discussion Paper No. 536.
Undergraduate
SEU 322E: Applied Economics
SEU 323E: Monetary Economics
SEW 105: Mathematics for Economic Analysis
Research Students - Still in Progress
i) As Main Supervisor
Jesselin Ong Phei Ling - Healthcare Financing in Malaysia (Ph.D)
Goh Yi Yuern - Enhancing Saving Retirement in Malaysia (Ph.D)
ii) As Co-Supervisor
Chin Phaik Nie - Trading Behaviours in a Double Auction market Mechanism with Application in Securities Market (Ph.D)
Christine Chong Siew Pyng - An Empirical Study on Commercial Crime in Malaysia (Ph.D)
Nurul Izati bt. Jaafar - Choosing Pre-school: Consumer Choice and The Quality of Penang Pre-School (Ph.D)
Undergraduate (Maths-Economics Final Year Project) - Completed
Tang Wan Jie and Chow Wei Li. (2011/2012). Financial Literacy Among Universiti Sains Malaysia's Students.
Kavitha Krishna and Ong Wooi Leng. (2006/07). Factors Determining Household Debt in Malaysia.
Postgraduate (Masters in Economic Management)- Completed
Jesselin Ong Phei Ling. (2012). Factors Determining Malaysia as a Place for Medical Treatment by Foreign Tourists.
Goh Yi Yuern. (2011). The Determinants of Potential Demand for Bancassurance: A Case Study of Bank Customers in Penang.
Chen Qun. (2010). A Multinomial Logit Analysis of Customer Choice of Banks: A Case Study of Shanghai Bank Customers.(**)
Beh Peng Loong. (2008). Determinants of the Use of Payment Instrument at Point of Sale: A Case Study in Penang.
Cheu See Peng. (2008). Use of Credit Cards: As Payment Medium orfor Borrowing.(**)
Lim Hoay Lan. (2007). Penentu Pemilikan dan Penggunaan Kad Kredit: Kajian Kes di Pulau Pinang.
Foo Ching Szu. (2006). Determinants of Computer Ownership and the Usage of Computers at Home Among Computer Users in Penang. (**)
Koh Leong Ho. (2006). Penentu-penentu Pelaburan Individu dalam Saham Amanah: Kajian Kes di Pulau Pinang.
Karen Wong Siew Chin. (2005). Consumers' perceoption of the brand name effect on the preference for cellular phone: A Case Study in Penang.
Zaiti bt. Rosli. (2004). Faktor-faktor Yang Mempengaruhi Perbelanjaan Wanita Terhadap Produk Kecantikan: Satu Kajian Kes di Pulau Pinang.
Choo Su Yee. (2004). Adoption of Plastic Cards by Retailers: A Case Study in Penang.
Chan Wei Yoong. (2002). Perkembangan dan Potensi Membeli-belah Melalui Internet: Satu Kajian Kes di Pulau Pinang.(*)
Khoo Seik Mei. (2002). Persediaan Malaysia Menuju Ke Arah Masyarakat Tanpa Tunai: Satu Kajian Kes di Pulau Pinang.
(*): Published. (**) Published and Presented at Conferences.
Participation of Merchants in Cards Payment Services in Penang and Kuala Lumpur. Universiti Sains Malaysia Short Term Grant. June 2005-May 2007. (Sole Researcher)
Determinants of Credit Cards Demand in Malaysia: An Exploratory Study of Three Major Cities. Universiti Sains Malaysia Short Term Grant. March 2008-April 2010. (Co-Researcher: Andrew K.G.Tan)
A Study of Consumers and Merchants Payment Preferences and Usage in the Klang Valley and Penang. Bank Negara Malaysia. January 2009- March 2010 (Consultancy: Project Leader)
Household's Financial Risk Tolerance, Financial Preparedness and Financial Literacy. Universiti Sains Malaysia Incentive Grant. July 2011- July 2012. (Sole Researcher)
Exploring the Socio-demographic and behavioural factors in determining individual's financial capability. Universiti Sains Malaysia Research University Grant. July 2012- present (Co-researcher: Ch'ng Kean Siang)
Research Interests