School of Social Sciences | Universiti Sains Malaysia

PUBLICATION

Selected Research Output:

Lee, S.H., Loke Y.J., and Andrew K.G.Tan. (2013). The demand for E-payment in Malaysia: An examination of usage intensity. Margin: Journal of Applied Economics Research, 7(4): 371-389.

Loke Y.J., Lai Y.W., Yen S.H., and Andrew K.G.Tan. (2013). Do businesses exhibit payment preferences as payors? Malaysian Journal of Economic Studies, 50(1): 37-52.

Loke Y.J., Steven T. Yen and Andrew K.G.Tan. (2013). Credit card ownership and debt status in Malaysia. Singapore Economic Review, 58(3).

Chen, Q., and Loke Y.J. (2012). Beyond State-Owned Banks: Evidence from Shanghai Bank Customers. Journal of Financial Services Marketing. Vol. 17:19-30

Loke, Y.J, Steven, T. Yen and Andrew K.G.Tan. (2011). Credit Card Averters and Amassers: Evidence from Malaysia. Asian Economic Journal, Vol. 25:397-412.

Andrew K.G. Tan, Steven, T. Yen and Loke Y. J. (2011). Credit Card Holders, Convenience Users and Revolvers: A Tobit Model with Binary Selection and Ordinal Treatment. Journal of Applied Economics. Vol. 14: 225-255.

Loke, Y.J. (2008). Merchants and Credit Cards: Determinants, Perceptions and Current Practice- A case of Malaysia. Journal of Financial Services Marketing. Vol.13:121-134.

Loke, Y.J. (2007). Determinants of Merchant's Participation in Credit Cards Payments Scheme. Review of Network Economics. Vol. 6: 474-494.

Guariglia, A., and Loke, Y.J. (2004). What Determines the Value and Volume of Non-Cash Transactions? Evidence from a Panel of European and North American Countries. Applied Economics, Vol. 36: 291-304.

Markose, S.M., and Loke, Y.J. (2003). Network Effects of Cash-Card Substitution and Low Interest Rate Regime. The Economic Journal. Vol.115: 456-476.

Markose, S.M., and Loke, Y.J. (2002). Can Cash Hold Its Own? International Comparisons: Theory and Evidence. University of Essex Discussion Paper No. 536.

TEACHING

Undergraduate

SEU 322E: Applied Economics

SEU 323E: Monetary Economics

SEW 105: Mathematics for Economic Analysis

SUPERVISION

Research Students - Still in Progress

 i) As Main Supervisor

Jesselin Ong Phei Ling  - Healthcare Financing in Malaysia (Ph.D)

Goh Yi Yuern - Enhancing Saving Retirement in Malaysia (Ph.D)

ii) As Co-Supervisor

Chin Phaik Nie - Trading Behaviours in a Double Auction market Mechanism with Application in Securities Market (Ph.D)

Christine Chong Siew Pyng - An Empirical Study on Commercial Crime in Malaysia (Ph.D)

Nurul Izati bt. Jaafar - Choosing Pre-school: Consumer Choice and The Quality of Penang Pre-School (Ph.D)

Undergraduate (Maths-Economics Final Year Project) - Completed

Tang Wan Jie and Chow Wei Li.  (2011/2012).  Financial Literacy Among Universiti Sains Malaysia's Students. 

Kavitha Krishna and Ong Wooi Leng.  (2006/07).  Factors Determining Household Debt in Malaysia. 

Postgraduate (Masters in Economic Management)- Completed

Jesselin Ong Phei Ling. (2012).  Factors Determining Malaysia as a Place for Medical Treatment by Foreign Tourists. 

Goh Yi Yuern. (2011).  The Determinants of Potential Demand for Bancassurance: A Case Study of Bank Customers in Penang. 

Chen Qun. (2010).  A Multinomial Logit Analysis of Customer Choice of Banks: A Case Study of Shanghai Bank Customers.(**)  

Beh Peng Loong.  (2008).  Determinants of the Use of Payment Instrument at Point of Sale: A Case Study in Penang. 

Cheu See Peng. (2008).  Use of Credit Cards: As Payment Medium orfor Borrowing.(**) 

Lim Hoay Lan.  (2007).  Penentu Pemilikan dan Penggunaan Kad Kredit: Kajian Kes di Pulau Pinang.

Foo Ching Szu. (2006).  Determinants of Computer Ownership and the Usage of Computers at Home Among Computer Users in Penang. (**) 

Koh Leong Ho.  (2006).  Penentu-penentu Pelaburan Individu dalam Saham Amanah: Kajian Kes di Pulau Pinang. 

Karen Wong Siew Chin. (2005).  Consumers' perceoption of the brand name effect on the preference for cellular phone: A Case Study in Penang.

Zaiti bt. Rosli. (2004).  Faktor-faktor Yang Mempengaruhi Perbelanjaan Wanita Terhadap Produk Kecantikan: Satu Kajian Kes di Pulau Pinang. 

Choo Su Yee. (2004).  Adoption of Plastic Cards by Retailers: A Case Study in Penang.

 Chan Wei Yoong. (2002).  Perkembangan dan Potensi Membeli-belah Melalui Internet:  Satu Kajian Kes di Pulau Pinang.(*)

Khoo Seik Mei. (2002).  Persediaan Malaysia Menuju Ke Arah Masyarakat Tanpa Tunai: Satu Kajian Kes di Pulau Pinang.

(*):  Published.   (**) Published and Presented at Conferences.  

RESEARCH & CONSULTANCY

Participation of Merchants in Cards Payment Services in Penang and Kuala Lumpur. Universiti Sains Malaysia Short Term Grant. June 2005-May 2007. (Sole Researcher)

Determinants of Credit Cards Demand in Malaysia: An Exploratory Study of Three Major Cities. Universiti Sains Malaysia Short Term Grant. March 2008-April 2010. (Co-Researcher: Andrew K.G.Tan)

A Study of Consumers and Merchants Payment Preferences and Usage in the Klang Valley and Penang. Bank Negara Malaysia. January 2009- March 2010 (Consultancy: Project Leader)

Household's Financial Risk Tolerance, Financial Preparedness and Financial Literacy. Universiti Sains Malaysia Incentive Grant. July 2011- July 2012. (Sole Researcher)

Exploring the Socio-demographic and behavioural factors in determining individual's financial capability. Universiti Sains Malaysia Research University Grant. July 2012- present (Co-researcher: Ch'ng Kean Siang)

RESEARCH POTENTIAL AREAS

Research Interests

  • Consumer credit
  • Financial literacy
  • Financial inclusion
  • Retail financial service

NETWORK & LINKAGES
  • Department of Consumer and Market Conduct
    (Bank Negara Malaysia)
  • Department of Payments System Policy
    (BAnk Negara Malaysia)
  • Global Financial Literacy Excellence Center
    (GFLEC)
  • OECD International Financial Education Network
    OECD (INFE)

Contact Us

School of Social Sciences,
Universiti Sains Malaysia, 11800 Pulau Pinang Malaysia
Tel : +604-653 3369 | Fax : +604-657 0918
Email : dean_soc@usm.my |

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